April 29, 2024

Australia offers a great quality of life with the best standards. This also means a high cost of living. Unlocking financial success in Australia requires more than just frugality—it demands savvy strategies tailored to our unique economic landscape. Whether you’re a seasoned saver or new to the game, these seven simple ways will empower you to maximise your savings potential and secure a brighter financial future.


  1. Automate Your Savings
    Streamline your saving process by setting up automated transfers from your checking account to a high-interest savings account. Automating your savings not only removes the temptation to spend but also ensures consistent progress toward your financial goals.

  2. Embrace the Sharing Economy
    Harness the power of the sharing economy to slash expenses without sacrificing convenience. From ride-sharing services like Uber to accommodation platforms like Airbnb, sharing resources offers cost-effective solutions for everyday needs.

  3. Cook at Home
    Eating out can quickly drain your bank account, so why not try cooking at home instead? Not only is it more budget-friendly, but it’s also healthier and allows you to control exactly what goes into your meals. Plus, cooking can be a fun and rewarding way to spend time with family and friends.

    Cooking at Home with family

  4. Smart Shopping Strategies
    Before hitting the shops, strategise your purchases by writing a list before shopping, comparing prices online, looking for sales, buying in bulk, and leveraging cashback and loyalty programs to maximise savings.

  5. Know your needs vs wants
    While it’s nice to treat yourself occasionally, knowing your needs vs wants can help you save a significant amount of money in the long run. Consider cancelling unused subscriptions, swapping brand-name products for generic alternatives, and finding free or low-cost alternatives to expensive hobbies and activities.

    Know your needs vs wants
  6. Negotiate your Bills
    Many people are overpaying for services like insurance, utilities, and telecommunications without even realising it. Take the time to shop around for better deals and don’t be afraid to negotiate with your providers. You may be surprised at how much you can save simply by asking for a better rate.

  7. Invest in Your Future
    Finally, the best way to save money is to invest in your future. Whether it’s through contributing to a retirement fund, buying property, or investing in the stock market – putting your money to work for you can help you build long-term wealth and financial security.
    Invest in Your Future

Saving money in Australia is not always easy, but with the right strategies and mindset, it’s definitely achievable. By automating your savings, embracing the sharing economy, cooking at home, shopping smart, cutting back on luxuries, negotiating your bills, and investing in your future, you can take control of your finances and work towards a brighter financial future.


So why wait? Start saving today and reap the rewards tomorrow. Set specific, achievable saving goals and track your progress regularly. Remember to review and adjust your budget as needed to stay on track. By implementing these simple ways and taking proactive steps toward financial security, you can build a solid foundation for a prosperous future. Start your savings journey today and watch your financial goals become a reality.


July 20, 2023

7 changes to Australia’s Immigration effective 1 July 2023

Australia Immigration Program 2023-2024

1. Higher Income Threshold for Skilled Migration

The Temporary Skilled Migration Income Threshold (TSMIT) has increased from $53,900 to $70,000 per year. In particular, this is relevant for Employer Sponsored Visas, e.g. 482 TSS and DAMA Visa.

2. Work & Holiday Visa Makers

Papua New Guinea (PNG) has officially joined the ranks of countries participating in the Working Holiday Maker (WHM) Program.

The age eligibility for UK citizens applying for Subclass 417 has been extended. The previous age range of 18-30 will now include individuals up to 35 years old and will have the opportunity to stay in Australia for a total of 3 years.

3. Increase in Visa Application Charges

In accordance with the projected Consumer Price Index (CPI) for the 2023-24 period, adjustments have been made to the Visa Application Charges (VACs). Below is the summary of several highly sought-after visa subclasses:

Visa Application Charges

4. Work Restrictions for all Student Visa Holders

Work limitations for all Student Visa holders have been reinstated reducing work hours to 48 hours per fortnight.

Student visa holders working in the Aged Care sector in Australia can continue to work unlimited hours until 31 December 2023.

5. New Zealand Citizens can apply directly for Australian Citizenship

New Zealand citizens who hold a Special Category (subclass 444) visa and entered Australia after 26th February 2001 and have resided in Australia for a minimum of four years, will be eligible to apply directly for Australian Citizenship. No need to get PR before. This is saving  money and time!

6. Extend your stay in Australia with the 485 Visa Extension program

International students who are successfully completing qualifying degrees in fields such as science, medicine, healthcare, engineering, and technology have the opportunity to extend their post-study stay in Australia.

The duration of this extended stay will be as follows:

  • Bachelor degrees will increase from two years to four years.
  • Master degrees will increase from three years to five years.
  • Doctoral degrees will increase from four years to six years.

There are NO additional visa application charges! Plus, here’s the best part: You don’t need an English test! 

7. Occupation & Skills Assessment – Graduate Work Stream

Individuals applying for the Graduate Work Stream visa are required to meet certain criteria. These include holding a qualification that is pertinent to an occupation listed on the Medium and Long-term Strategic Skills List (MLTSSL) and undergoing a skills assessment in the nominated occupation. BOOK A CONSULTATION TODAY



The Australian Government has allocated 30,375 visa positions for the Skilled Independent program in the 2023-24 period. This substantial allocation aligns with the government’s proactive approach to meeting the increasing demands and attracting highly skilled individuals.

Notably, in the preceding fiscal year, more than 66,000 invitations were given for the Subclass 189 visa,  demonstrating the Government’s commitment to prioritising and promoting skilled migration.

These initiatives provide many opportunities for professionals to make meaningful contributions towards the progress and advancement of Australia.

 Interested? Schedule an appointment today! We are Immigration Lawyers and Registered Migration Agents. We have the knowledge, experience and skills to provide you with information on all Australian visa types and immigration pathways. Book your consultation here

Auspire Immigration Australia. Immigration Lawyer Australia. Registered Migration Agent Australia. Education Agent Australia.



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